Premium, Maximum Out-of-Pocket Costs, Deductible
Your Monthly Premium
|
Cost |
2026 |
|
Monthly premium (You must continue to pay your Medicare Part B premium.) |
$0 |
-
Your monthly plan premium will be more if you are required to pay a lifetime Part D late enrollment penalty for going without other drug coverage that is at least as good as Medicare drug coverage (also referred to as “creditable coverage”) for 63 days or more.
-
If you have a higher income, you may have to pay an additional amount each month directly to the government for your Medicare prescription drug coverage.
Maximum Out-of-Pocket
To protect you, Medicare requires all health plans to limit how much you pay “out-of-pocket” during the year. This limit is called the “maximum out-of-pocket amount.” Once you reach the maximum out-of-pocket amount, you generally pay nothing for covered Part A and Part B services for the rest of the year.
|
Cost |
2026 |
|
Maximum out-of-pocket amount Your costs for covered medical services (such as copays) count toward your maximum out-of-pocket amount. Your costs for prescription drugs do not count toward your maximum out-of-pocket amount. |
$5,000 Once you have paid $5,000 out-of-pocket for covered Part A and Part B services, you will pay nothing for your covered Part A and Part B services for the rest of the calendar year. |
Part D Deductible
|
Cost |
2026 |
|
Part D prescription drug deductible |
$615 |
H5852_4006 010526_2026_A